Act of God

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Act of God

Act of God (pronunciation: /ækt ɒv gɒd/) is a legal term that refers to events outside of human control, such as natural disasters, that cannot be predicted or prevented.

Etymology

The term "Act of God" is derived from the legal terminology used in English law. It has been used since the early 19th century to describe events that are beyond human control or prediction.

Definition

An Act of God is defined as an extraordinary interruption by a natural cause (as a flood or earthquake) of the usual course of events that experience, prescience, or care cannot reasonably foresee or prevent. This term is often used in insurance policies to describe events that cannot be controlled or prevented by human intervention.

Related Terms

  • Force Majeure: A clause included in contracts to remove liability for natural and unavoidable catastrophes.
  • Natural Disaster: A major adverse event resulting from natural processes of the Earth.
  • Insurance: A contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses.
  • Liability: The state of being responsible for something, especially by law.
  • English Law: The legal system of England and Wales.

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