Premera Blue Cross
Premera Blue Cross is a not-for-profit health insurance company based in Mountlake Terrace, Washington. It is a licensee of the Blue Cross Blue Shield Association and provides health insurance services to individuals, families, and businesses in the Pacific Northwest.
History
Premera Blue Cross was founded in 1933 as Washington Hospital Service. Over the years, it has evolved and expanded its services, becoming a major player in the health insurance industry in the United States. In 1998, it adopted the name Premera Blue Cross.
Services
Premera Blue Cross offers a wide range of health insurance products, including individual and family plans, employer-sponsored plans, Medicare plans, and Medicaid services. The company focuses on providing comprehensive coverage that includes preventive care, emergency services, and prescription drug coverage.
Operations
The company operates primarily in the states of Washington and Alaska. It has a network of healthcare providers and facilities that offer services to its members. Premera Blue Cross is committed to improving healthcare access and quality through various initiatives and partnerships.
Community Involvement
Premera Blue Cross is actively involved in community service and philanthropy. The company supports various health-related causes and organizations, aiming to improve the overall health and well-being of the communities it serves.
Challenges and Controversies
Like many health insurance companies, Premera Blue Cross has faced challenges related to healthcare costs, regulatory changes, and data security. In 2015, the company experienced a significant data breach that affected millions of its members, highlighting the importance of cybersecurity in the healthcare industry.
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Contributors: Prab R. Tumpati, MD