Pre-existing conditions
Pre-existing conditions
Pre-existing conditions (pronunciation: /priːɪgˈzɪstɪŋ kənˈdɪʃənz/) are health conditions that were present before the start of a policy. They may limit coverage, be excluded from coverage, or even prevent you from being approved for a policy, depending on the health insurance company.
Etymology
The term "pre-existing" comes from the prefix "pre-" meaning "before" and the verb "exist," meaning "to be." In this context, it refers to a condition that exists before something else, in this case, an insurance policy.
Related Terms
- Health insurance: A type of insurance coverage that pays for medical and surgical expenses incurred by the insured.
- Coverage: The extent to which an insurance policy will pay for medical expenses.
- Policy: A contract or plan in insurance or finance.
- Insurance company: A business that provides coverage, in the form of compensation resulting from loss, damages, injury, treatment or hardship in exchange for premium payments.
See also
References
External links
- Medical encyclopedia article on Pre-existing conditions
- Wikipedia's article - Pre-existing conditions
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