Pre-existing condition
Pre-existing Condition
A Pre-existing Condition (pronunciation: pree-ig-zis-ting kuhn-dish-uhn) is a term used in the field of Health Insurance to describe any medical condition that an individual had before their health benefits went into effect.
Etymology
The term "Pre-existing" is derived from the prefix "pre-" meaning "before" and the word "existing," implying the condition was present before the insurance coverage began. The term "condition" is derived from the Latin word "condicio," which refers to an agreement or stipulation, but in medical terms, it refers to the state of health of an individual.
Definition
In the context of health insurance, a pre-existing condition is a health problem that existed before you apply for a health insurance policy or enroll in a new health plan. These conditions can range from chronic diseases like Diabetes or Heart Disease, to conditions like Asthma or Cancer.
Related Terms
- Health Insurance: A type of insurance coverage that pays for medical and surgical expenses incurred by the insured.
- Coverage: The extent to which an insurance policy will pay for medical expenses.
- Chronic Disease: A long-lasting condition that can be controlled but not cured.
- Diabetes: A disease that occurs when your blood glucose, also called blood sugar, is too high.
- Heart Disease: A class of diseases that involve the heart or blood vessels.
- Asthma: A condition in which a person's airways become inflamed, narrow and swell, and produce extra mucus, which makes it difficult to breathe.
- Cancer: A group of diseases involving abnormal cell growth with the potential to invade or spread to other parts of the body.
External links
- Medical encyclopedia article on Pre-existing condition
- Wikipedia's article - Pre-existing condition
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