Medigap

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Medigap

Medigap (/'mɛdɪɡæp/), also known as Medicare Supplement Insurance, is a type of health insurance sold by private companies to fill the "gaps" in Medicare coverage.

Etymology

The term "Medigap" is a portmanteau of "Medicare" and "gap", referring to the gaps in coverage that this type of insurance is designed to fill.

Definition

Medigap policies can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles. Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S.

Related Terms

  • Medicare: A federal program that provides health coverage if you are 65 or older or have certain disability.
  • Medicare Advantage: A type of Medicare health plan offered by a private company that contracts with Medicare to provide all your Part A and Part B benefits.
  • Coinsurance: The percentage of costs of a covered health care service you pay after you've paid your deductible.
  • Deductible: The amount you pay for covered health care services before your insurance plan starts to pay.
  • Copayment: A fixed amount you pay for a covered health care service after you've paid your deductible.

See Also

External links

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