Claimant

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Claimant

Claimant (/ˈkleɪmənt/), from the Latin claimantem meaning "to call or cry out", is a term used in various fields of law and insurance. It refers to a person who makes a claim or asserts a right or demand, especially in a legal context.

Legal Context

In a legal context, a claimant is an individual or entity who asserts a right or demand to money, property, or a remedy for a wrong done by another party. The term is often used in civil litigation, where the claimant is the party who initiates a lawsuit by filing a claim against the defendant.

Insurance Context

In an insurance context, a claimant is a person who makes a claim on an insurance policy. This could be the policyholder themselves, or a third party who has suffered a loss or injury that is covered by the policyholder's insurance.

Related Terms

  • Plaintiff: In many jurisdictions, the term plaintiff is used instead of claimant to refer to the party initiating a lawsuit.
  • Defendant: The party against whom a claim is made in a lawsuit.
  • Policyholder: The individual or entity who holds an insurance policy and is entitled to make a claim on it.
  • Insured: The individual or entity covered by an insurance policy, who may also be the policyholder.
  • Third Party: In insurance, a third party is someone other than the policyholder and the insurance company who may make a claim on a policy.

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