Christian Care Ministry
Christian Care Ministry is a not-for-profit organization based in the United States that provides a platform for members to share each other's eligible medical bills. It operates the Medi-Share program, a healthcare sharing ministry that is an alternative to traditional health insurance.
History
Christian Care Ministry was founded in 1993 by Dr. E John Reinhold, with the aim of providing a platform where Christians could share each other's medical bills. The organization is based on the biblical principle of believers sharing each other's burdens (Galatians 6:2).
The Medi-Share program is the primary service offered by Christian Care Ministry. It is a healthcare sharing program where members contribute to a shared pool of funds, which are then used to pay for eligible medical expenses. The program is not insurance, but it serves a similar purpose for its members.
Eligibility
To be eligible for the Medi-Share program, applicants must agree to a statement of faith and adhere to a biblical lifestyle. This includes abstaining from the use of tobacco and illegal drugs, and limiting alcohol consumption.
How it Works
Members of the Medi-Share program pay a monthly share amount, which is similar to a premium in traditional health insurance. When a member has an eligible medical expense, they submit a request for sharing to the program. If approved, the expense is paid from the shared pool of funds.
Criticisms and Controversies
While the Medi-Share program has been praised for its affordability compared to traditional health insurance, it has also faced criticism. Some critics argue that the program's religious requirements may exclude certain individuals. Additionally, because the program is not insurance, it is not regulated by the same laws and protections that apply to traditional health insurance companies.
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